Malcom HarperIndependent Financial Adviser, Abacus Associates
Living in Hereford, I have been in Financial Services for 33 years and have experience of delivering sound professional advice to my clients.
I specialise in helping my clients feel comfortable with their financial decision making process by assisting them to build a simple plan that can be adjusted over time to meet their changing needs.
Keeping things simple is very important so we all understand where we are and where we want to get to. Happy to help so please give me a call to arrange an initial chat.
An Integrated Approach to Financial Services
Below you can see what advice I specialise in. If there are additional services you require, Tavistock Investments provides support in other aspects of financial advice, and I can put you in touch with someone.
My specific areas of expertise:
Investment & wealth management
Creating, growing, and then maintaining wealth is key to successful financial planning and should be part of a longer-term investment strategy.
Lifetime financial planning
If you have a Defined Benefit or Final Salary pension scheme, there may be individual circumstances where a pension transfer could be advantageous.
Pensions & retirement planning
When you think about the future, what does your retirement look like to you? An important question which we can help you answer.
Wills & power of attorney
Making a Will is essential to ensuring that your wealth benefits those whom you choose and is not taken by taxation, unnecessary legal costs and beneficiaries chosen by the law.