About MeJohn Phillips, Independent Financial Adviser
I am a fully qualified Independent Financial Adviser covering South and South East Wales as well as Herefordshire and Gloucestershire. I am based in Ebbw Vale and Abergavenny and specialise in providing advice to my clients regarding their monies held on deposit, investments, pensions, retirement, inheritance tax planning, protection (life cover, critical illness cover, income protection), insurances and commercial advice (workplace pensions, business protection). I also provide advice to the teaching profession.
I am also very passionate that, not only as an Adviser, that it is immensely important to help our children and youngsters with a sound financial knowledge. I therefore visit schools to present to the pupils a lesson on the basics of finance outside the classroom, as well as a bespoke presentation to the teaching staff.
Having worked in the industry for 25 years and as an adviser for the past 17 years, I have worked for both Chartered Accountants and some of the large UK banks.
I thoroughly enjoy speaking to my clients to assist them to understand their financial position both now and for the future and take pride in providing advice in a clear, friendly and professional way. I believe it is important to have absolute clarity on the service I provide and my fees and I feel regular reviews ensure that my client’s financial plans are on track.
Will writing and ensuring my client’s properties are owned in the right way is something that is hugely important and it is a subject that I am speaking to more and more of my clients about.
I am keen to help schools and clients in an around Swansea, Bridgend, Cardiff, Newport, The Valleys, Ebbw Vale, Abertillery, Abergavenny, Bristol, Hereford, Worcester, Cheltenham and Gloucester.
An Integrated Approach to Financial Services
Below you can see what advice I specialise in. If there are additional services you require, Tavistock Investments provides support in other aspects of financial advice, and I can put you in touch with someone.
My specific areas of expertise:
Investment & wealth management
Creating, growing, and then maintaining wealth is key to successful financial planning and should be part of a longer-term investment strategy.
Talking about illness, disability or death is never an easy conversation to have but protecting against the unexpected will help with financial security and ensure your family can cope should the worst happen.
Lifetime financial planning
If you have a Defined Benefit or Final Salary pension scheme, there may be individual circumstances where a pension transfer could be advantageous.
Later life & estate planning
We spend a lifetime building our wealth, so it’s important to find the most effective way to protect your assets, in order for you to pass them on to those you love as efficiently as possible.
Pensions & retirement planning
When you think about the future, what does your retirement look like to you? An important question which we can help you answer.
Wills & power of attorney
Making a Will is essential to ensuring that your wealth benefits those whom you choose and is not taken by taxation, unnecessary legal costs and beneficiaries chosen by the law.
As an employer, you must auto-enrol certain staff into a workplace pension scheme and contribute towards it in order to meet legislative obligations.
Business protection planning
The importance of business protection is often overlooked but is key to helping business owners plan for the unexpected.