James Baker
Helping to plan a secure financial future
Mapping out your goals is the first step to financial security
Having a clear understanding of what your financial priorities are and putting a plan in place to achieve your goals puts you in control of money matters. Financial advice can go a long way to provide peace of mind that you are addressing the needs of you and your family. Working with a professional is an important investment in your future to make sure you’ve got everything covered.
I specialise in the following advice services:
- Lifetime Financial Planning
- Pension & Retirement Planning
- Investment & Wealth Management
- Later Life & Estate Planning
- Wills & Power of Attorney
- Personal Protection
- Business Protection Planning
James Baker, Independent Financial Adviser, Newport
Abacus AssociatesI am a fully independent financial adviser who initially joined the industry in 2013. I gained the knowledge and qualifications needed, and progressed through the ranks and have been advising clients since 2016. I have deep understanding of client needs and technical acumen as a Pension Transfer Specialist.
My key areas of expertise include pension and retirement planning (including defined benefit pensions), investment and wealth management, equity release and mortgages. I put my clients at the heart of everything I do ensuring that I operate with the highest level of integrity and transparency.
I am huge believer in the family test, you give your advice as if you are giving it to a family member sat opposite in the same position. This is the ultimate test that you are doing your job correctly and in the best interest of every person I meet.
Financial advice can be a tricky area to navigate therefore I try to ensure all clients not only have a robust bespoke financial plan in place but also take the time to educate clients on the journey so they understand why I am making specific recommendations. You work all your life to accrue wealth its important clients understand why decisions are being advised.
An Integrated Approach to Financial Services
Below you can see what advice I specialise in. If there are additional services you require, Tavistock Investments provides support in other aspects of financial advice, and I can put you in touch with someone.
Our Independent Financial Advice process:
Create
ISAs, Junior ISAs, other general investments to suit your needs
Build
Mortgages, buy-to-let, other borrowing, cash management
Protect
Income protection, life insurance, critical illness, later-in-life
Enjoy
Pensions, trusts, equity release, wills, inheritance & estate planning.
My specific areas of expertise:
Investment & wealth management
Creating, growing, and then maintaining wealth is key to successful financial planning and should be part of a longer-term investment strategy.
Lifetime financial planning
If you have a Defined Benefit or Final Salary pension scheme, there may be individual circumstances where a pension transfer could be advantageous.
Later life & estate planning
We spend a lifetime building our wealth, so it’s important to find the most effective way to protect your assets, in order for you to pass them on to those you love as efficiently as possible.
Pensions & retirement planning
When you think about the future, what does your retirement look like to you? An important question which we can help you answer.
Wills & power of attorney
Making a Will is essential to ensuring that your wealth benefits those whom you choose and is not taken by taxation, unnecessary legal costs and beneficiaries chosen by the law.
Personal protection
Talking about illness, disability or death is never an easy conversation to have but protecting against the unexpected will help with financial security and ensure your family can cope should the worst happen.
Business protection planning
The importance of business protection is often overlooked but is key to helping business owners plan for the unexpected.
First consultation at my cost
If you are ready to receive your first consultation at no expense, please click the button below, and you will be directed to a form called Getting Started. Provide as much information as you are comfortable to give, and I will contact you once I receive it.
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